<H1>Private Banking and Family Office</H1> <H2>Human reality and figures - a tough combination</H2> <p>Above all else, strategic wealth planning calls for thorough knowledge of client needs and constraints: earning additional income, keeping up a standard of living, limiting tax liabilities, choosing <a href="http://www.aforge.com/ang/private-banking-family-office/asset-management/asset-management.html"><b>asset</b></a> holding structures, maximising bequests or <a href="http://www.aforge.com/ang/private-banking-family-office/asset-management/investment-process/investment-process.html"><b>determining acceptable risk</b></a>.</p><br><p>Aforge analyses clients’ circumstances in depth so as to adapt wealth strategies to evolving personal needs and financial market realities. </p><br> <span class="rubrique"<H3>Decisions are taken only after rigorous adherence to the following disciplines:</H3> </span><br><br> <p class="p5">Detailed <a href=""><b>analysis of client <a href="http://www.aforge.com/ang/private-banking-family-office/asset-management/asset-management.html"><b>assets</b></a> and liabilities</p><br><p class="p5">Long range cash flow projections in order to clarify :</p><br><p class="p2">- Changes in income and outgoings, and their effects on savings or extra revenue needs</p><br> <p class="p2">- Tax and its ramifications for overall income</p><br> <p class="p5">In-depth modelling, allowing real time reviews of adjustments to client circumstances</p><br> <p class="p5">Scenario analysis for variations in family or professional status, business disposals, estate preparation, etc.</p><br> <p class="p5">Investment strategy construction, through</p><br><p class="p2">- Determining risk tolerance,</p><br> <p class="p2">- Setting return objectives,</p><br> <p class="p2">- Investment allocation</p><br> <p class="p5">Implementation.</p> <a href="/plan-site.html">Site map</a>