<H1>Private Banking and Family Office > Asset Management > Investment process</H1> <p><a href="http://www.aforge.com/ang/home/home.html"><b>Aforge Finance’s</b></a> <a href="http://www.aforge.com/ang/private-banking-family-office/asset-management/investment-universe/investment-universe.html"><b>investment approach</b></a> is one of <a href="http://www.aforge.com/ang/private-banking-family-office/asset-management/investment-process/asset-allocation/asset-allocation.html"><b>allocation</b></a>, and not simply the provision of financial products. Clients’ assets are invested primarily with their personal needs in mind, not according to the attractiveness of particular funds.</p><br> <p>Aforge Finance gives its clients access to as many investment opportunities as possible whilst spreading risk widely. Almost all portfolios are invested worldwide and in funds of funds. Our reasoning is as follows:</p><br> <p class="p5">Markets are complex and better long-term results are obtained investing in specialised funds.</p><br> <p class="p5"><a href="http://www.aforge.com/ang/home/home.html"><b>Aforge Finance’s</b></a> independence prevents conflicts of interest, allowing it to choose <a href="http://www.aforge.com/ang/private-banking-family-office/asset-management/investment-process/selection/selection.html"><b>managers</b></a> and products strictly on the basis of merit.</p><br> <p class="p5"><a href="http://www.aforge.com/ang/home/home.html"><b>Aforge</b></a> seeks an in-depth understanding of the client’s risk profile and presents a clear fee structure, believing this to be essential to creating a lasting relationship with the client.</p> <a href="/plan-site.html">Site map</a>